Working at Deutsche Rück
The tasks our staff perform on a daily basis are every bit as wide-ranging as the demands our company must meet. Here are a few typical examples:
Underwriters are the colleagues who attend to our core business, reinsurance. They analyse risks, examine terms and conditions, and calculate the necessary premiums for reinsuring risks of any type. These include, for instance, natural catastrophes, fire and technical risks as well as innumerable other risk potentials. Our underwriters maintain a trust-based relationship with clients and advise them in all reinsurance issues. At the same time, they observe markets and draw up market, customer and competition analyses.
In Services and Product Management, our specialists provide primary insurers with advice in insurance matters. They also hold seminars and mount information events – either on site or at our premises. And they help design and develop new products.
Mathematicians and statisticians analyse risk features and produce the costing bases for new tariff schemes. To this end, they use and modify suitable methods, such as generalised linear models, variance and regression analyses or cluster analysis. They also examine and assess new developments in research as regards their fitness for practical application.
Natural scientists make risks calculable. They relate geo-scientific data to a primary insurer's portfolio and loss data: what would have happened, say, if a certain storm had swept across other regions in Germany? From such scenarios, they develop proposals for appropriate reinsurance cover.



